INVESTOR RELATIONS

MWG has introduced the “Buy Now, Pay Later” solution in response to ongoing economic fluctuations, which have affected consumer income and purchasing power. With this policy, customers can easily access high-quality electronics, appliances, and technology products without the pressure of paying the full amount upfront.

Aimed at supporting consumers under all economic conditions and putting customer benefits first, MWG’s “Buy Now, Pay Later” policy offers an optimal financial solution that replaces the traditional “Installment Purchase” model. Unlike the old system, which often involved interest, insurance fees, or additional charges, the new “0% Interest Buy Now, Pay Later” program allows consumers to:

- Own products immediately and pay gradually with no financial strain.

- Pay no interest, processing fees, or insurance costs.

- Choose to pay zero upfront or up to only 30% of the product’s value in advance.

- Enjoy flexible payment terms of 6 to 12 months, tailored to their personal financial plans.

Even better, customers only need a Citizen ID (CCCD) or Identity Card (CMND) to participate—no complicated paperwork or lengthy procedures required.

To further encourage shopping, The Gioi Di Dong chain continues to roll out promotional programs such as “Super Cheap Price” – guaranteeing competitive pricing, “Price Match Guarantee” – refunding any price difference, and now “Buy Now, Pay Later” – a powerful tool that makes purchasing easier than ever.

Mr. Doan Van Hieu Em, CEO of The Gioi Di Dong, stated: "More than just installments, we’re creating real value for customers to buy now and pay later. More than just selling products, we’re offering an optimal solution so customers can shop with ease—get it now, pay later.”

This is not only a business strategy but also a strong commitment to supporting consumers in all economic situations—especially those currently facing financial hardship but still needing access to essential technology and home appliances.